VA Rates
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Today's VA Loan Rates:
30-Year Fixed VA Purchase Loan
15-Year Fixed VA Purchase Loan
What is a VA Loan?
A VA Loan is a special type of loan that exists for active duty or retired United States military as a part of your veteran benefits.
For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. VA Loans are flexible, $0 down payment mortgages that have helped over 24 million active duty and retired United States military personnel become homeowners.
VA Loan Eligibility
You can apply for a VA loan at any mortgage company that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the mortgage company that you are eligible for a VA loan.
Current VA Mortgage Rates
VA loan rates change daily based on market conditions. See current VA loan rates for each VA loan type below:
Loan Type | Interest Rate | APR |
---|---|---|
30-Year Fixed VA Purchase | ||
15-Year Fixed VA Purchase | ||
30-Year Fixed VA IRRRL | ||
15-Year Fixed VA IRRRL |
What Determines My Rate?
A wide range of factors can influence VA loan rates, including:
- Your Credit Score
- Loan Options
- Loan Duration (15 year, 30 year, etc)
- Market Conditions
Sometimes it can get complicated to understand all of your options – that’s why we’re here to help you every step of the way!