Absolute JOY to work with during our home buying process! All of our questions and concerns were answered same day. Never left wondering what the next steps were. Highly recommend and will use in the future!!!

LET ME JUST SAY SIMPLY THE BEST!!!

I had a unique situation and had to move quickly on finding my first home! Tanner, Nicole and Jesse... knocked it out of the park!! From their knowledge and expertise, to their compassion and communication. I could not have asked for a better lender. With me every step of the way. their whole team rocks! I would highly recommend to all my friends and family. My speed to close was impeccable and frankly unheard of!!! Simply the best and I could not be happier!

My husband and I were in a tough financial situation and the answer was the equity in our home. Unfortunately our credit score was not the best and noby would work with us, until 1st Rate Home Mortgage! We are so very thankful and grateful for them and all their help! We were able to refinance and get the equlity that we needed to settle our debt. The whole team was so helpful and HONEST with everything and upfront about everything. The team stayed in contact with us during the whole process and had strong communication with us and made the whole process smooth, even their notary came to our home during the week late at night for us. Again we thank you and are grateful and will definitely recommend toy guys to everyone!

I would like to thank Steve L and the whole team Nicole, Jesse, Rachel and Cristina who have work so hard throughout the process of my loan till the closing of my loan. Great service. 100% satisfied. I appreciate the sincerity and honesty. I would highly recommend 1st rate and Steve as your loan officer. It was a fabulous experience.

I have had several occasions throughout the years to finance or refinance a property and had grown accustomed to the myriad of documents required to complete the process. I have to say that my experience with 1st Rate Home Mortgage Inc. was the smoothest, most professional I have had. My representative was on top of everything and when the "bumps in the road" came along, he was positive and proactive with suggestions as to how best to the navigate the process. Above all the communication, clarity and quick response time made my experience with 1st Rate Home Mortgage is the best to date! I highly recommend them!

Thankful for the first person we came in contact with was Steve Luzzi. He was professional, attentive, a wealth of information and he was a rare quality, he actually listens to what you have to say. The process was effortless and Steve was very thorough and efficient. The loan processors also do an excellent job! It was a great experience and we already and will continue to recommend Steve at 1st Rate Home Mortgage to everyone we know who is searching for a home loan. I have been a Real Estate Broker for over 30 years and all I can say is, Steve, where have you been the last 30 years! Thank you for a GREAT experience.