Interest rates have gone up dramatically in a short period of time. If we use history as a guide, we know that rates move in cycles. When they go up, they eventually come back down. This allows homeowners to refinance to save on interest paid.

Introducing Our Rate Cut Guarantee!

Terms & Conditions

If client closes on a mortgage with 1st Rate Home Mortgage, Inc. between 04/01/2022 and 12/31/2024, client is eligible for the Rate Cut Guarantee. The refinance must be claimed by locking the initial rate between 140 days and 60 months from the initial closing date of the first mortgage. Refinance loan must be on the same subject property as the original loan. This program is only valid for FHA, VA, and conventional conforming loans. Rate reduction must be a minimum of .50%. Term of loan must be within 5-yr increments (if original was 30-yr loan, new loan cannot be for less than 25-years). This offer cannot be redeemed for cash or credit and is non-transferable. This offer is subject to change or cancellation at any time at the sole discretion of 1st Rate Home Mortgage, Inc.