FHA Rates

Starting out and looking to make that first time home purchase through FHA?

Lock in your rate today with the lender who continually provides the very best customer experience!

Today's FHA Loan Rates:

30-Year Fixed FHA Purchase Loan

15-Year Fixed FHA Purchase Loan

What Is An FHA Loan?​

FHA loans are backed by the Federal Housing Administration. FHA loans are insured by the FHA. This means that your lender is protected/insured against loss in the event of a loan default.

The big attractive feature of FHA loans is low down payment requirements. Additionally, FHA loans are generally more favorable when you have a lower credit score.

FHA loans tend to be extremely popular with first time home buyers due to the low down payment requirement and less stringent credit score minimums.

How Do FHA Loans Work?​

The FHA does not lend any money for FHA loans. Instead, they determine who qualifies for FHA insured mortgages. They dictate the rules lenders must follow in qualifying individuals for FHA insured mortgage loans.

Current FHA Mortgage Rates​

FHA loan rates change daily based on market conditions. See current FHA loan rates for each FHA loan type below:

Loan Type Interest Rate APR
30-Year Fixed FHA Purchase
15-Year Fixed FHA Purchase
30-Year Fixed FHA Refinance
15-Year Fixed FHA Refinance

What Determines My Rate?​

A wide range of factors can influence FHA loan rates, including:

Sometimes it can get complicated to understand all of your options – that’s why we’re here to help you every step of the way!