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FHA Loans

read our testimonialsFHA Single Family Mortgage Insurance Program
Programs that help low and moderate income families become homeowners by lowering some of the costs of their mortgage loans.

FHA Mortgage Insurance Costs
An FHA loan the borrower will be charged a mortgage insurance premium equal to 1.75% of the purchase price of the property and a renewal premium of .850% in subsequent years.

Refunds Ready on FHA Loans
If you have ever paid off a home loan backed by FHA, you may have money owed to you.

Down Payment Gifts for FHA Loans
FHA allows 100% of the down payment to be a gift from friends, family or other sources.

FHA Mortgage Closing Costs
Closing costs can also be financed to reduce the up front cost of buying a home.

Streamline Refinancing for FHA Mortgages
A program that reduces the amount of documentation and underwriting that needs to be performed by the mortgage company.

FHA Single Family Rehab Mortgage - Section 203(k)
A single family home rehabilitation program that enables you to finance both the purchase or refinance of a house and/or the cost of its rehabilitation through a single mortgage.

FHA Single Family Mortgage Insurance for Outlying Areas - Section 203(i)
A single family mortgage program that provides mortgage insurance for a person to purchase a principal residence in a rural area.

FHA Single Family Adjustable Rate Mortgage
A single family adjustable rate mortgage that provide mortgage insurance for a person to purchase or refinance a principal residence at a lower initial interest rate.

FHA Property Improvement Loan Insurance - Title I
A program that makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements.

FHA Energy Efficient Mortgage
A program that provides mortgage insurance for the purchase or refinance of a principal residence that incorporates the cost of energy efficient improvements into the loan.

HUD Reverse Mortgage
A program for homeowners 62 and older who have paid off their mortgages or have only small mortgage balances remaining. The program allows homeowners to borrow against the equity in their homes in a lump sum, on a monthly basis for a fixed term or for as long as they live in the home, or on an occasional basis as a line of credit.

FHA Escrow Refunds
If you have ever paid off a home loan backed by FHA, you may have money owed to you.

 1st Rate Home Mortgage, Inc. 
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NMLS ID: 37411 | http://www.nmlsconsumeraccess.org/ | Texas Consumer Complaint and Recovery Notice

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